(706) 843-6019
Referral Program

Coverage for your Business in Tomson and Martinez, GA

Experienced Professionals delivering the best Business Insurance possible

Businesses everywhere suffer exposures, and the exposures suffered by businesses can translate into significant and undue costs.  This is one reason among many why businesses in Thomson and throughout Georgia must have protection.  Insurance provides the protection that any business needs, and at Watson & Knox, Inc. we have a comprehensive business insurance program.  Through our program we tailor solutions to clients’ individual needs and we improve all of our clients’ risk profiles. 

We have an overall risk management approach and there is no limit to what we can write.  We follow specific commercial-line insurance product models and we have decades of collective experience.  You can count on us to keep your operation secure for the right price and to ensure that having the right coverage and using your coverage are easy for you.

Business Insurance Coverage Details

Whether it’s commercial property, commercial general liability, or commercial inland marine insurance, we provide it.  We also provide workers compensation and crime insurance.  These individual coverages can be bundled into a business owners policy (BOP) or a policy of another kind.  Regardless of how the coverages that you need come together, we’ll package them appropriately.  We’ll also ensure that the package that you purchase is as effective as it can be over time.


As an independent agency we can shop on your behalf for the best coverages, which include but are not limited to:


•   Liability Coverage

•   Comprehensive Coverage

•   Collision Coverage

•   Uninsured & Underinsured Motorist Coverage

•   Diminishing Deductible

•   Accident Forgiveness

•   Minor Violation Forgiveness

•   Roadside Assistance

•   Specialty Auto Insurance

•   24-Hour Customer Service

•   Towing

•   Rental Reimbursement

•   Medical Payments Coverage


There are discounts and benefits for which you may be eligible as a business insurance policyholder with us.  Find out about these discounts and benefits by contacting an agent.

Personalized Support and a thorough Approach


We identify your risks and we mitigate these risks so that you can do business smoothly and successfully.  Using an advanced tracking system we monitor the solutions that we write, and this way our clients' purchases always provide the best protection possible.


We’re local and we understand the needs of commercial enterprises in Thomson and throughout The Peach State.  We also have the resources and the coverage options of a major insurance company.  Contact us or give us a call today to find out how we can keep your business secure.  If you’re ready to start on a policy, request a quote.

Additional Business Insurance Information:


Georgia Business Insurance Information & Resources (The Georgia Office of Insurance and Fire Safety Commissioner)


Small Business Insurance Basics (The Insurance Information Institute (III))


Small Business Insurance Facts and Resources (The U.S. Small Business Administration (SBA))


At Watson & Knox we’re proud to provide coverage for businesses in Thomson, Martinez, Augusta, Grovetown, Evans, and Lincolnton, GA.  We also serve other areas in the state and we serve other states.

Related Products:

Watson & Knox, Inc.

139 Main Street

Thomson , GA 30824

Main office: (706) 843-6019
Toll free: 800-556-4606
Fax: 706-595-6897

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers


With Watson and Knox, we have found someone who actually cares and works hard for the customer and their needs.
Bryan B Kirkland, Edwards Paint and Body Works LLC
Thanks so much for all the time, patience and hard work you put in to get our insurance. I feel very confident we made the right decision going with Watson & Knox with ALL our insurance needs.
Lynn Pulliam
The commitment and professionalism provided by Angela was above anything I had anticipated.
David Knox
My wife and I have been customers of Watson and Knox for about five years. We have been very pleased with the service and product knowledge provided by everyone with the company. I have always felt like part of a family with them because they go above and beyond to make sure you understand everything about their products. And if they don’t know something they will tell you they don’t know and they always find the answer. I have been so impressed with the service I always recommend them to friends and family.
Jason Cranford
When I receive premium payment notices, I call Angela Hammond to check the policies to be sure I have what I need and the premiums are the best for me. I am very appreciative of this relationship.
Mary Etna Dudley
Nick has dealt with Mrs. Angela Hammond through Watson and Knox since he was old enough to need car insurance. When we married in 2002, I switched my vehicles to coverage from Watson and Knox, because of Mrs. Angela. She is extremely helpful, always willing to find more information if any questions arise, and she responds quickly. We trust her along with the other agents at Watson and Knox and feel that we have established a life long relationship with her.
Courtney Hayes
I have been extremely satisfied with the services provided by Watson and Knox. I felt very confident with their research and knowledge of the insurance industry. They were able to provide the insurance my company needs at a much more affordable rate. I am proud to be working with a local business.
Amy Stewart - Lake Crossing Health Care
Watson & Knox has and continues to provide Pulliam Lumber Co., Inc. with great satisfaction info needed on any insurance needs and is met at an above timely manner. Our agent, B.L. Johnson, goes above and beyond helping us with insurance needs. Watson & Knox needs to continue their great client/customer service.
Lynn Pulliam - Pulliam Lumber Company
Have been very helpful in all of our dealings. Thanks.
Sammy Luckey - A J Miller Masonic Lodge
Great service, friendly folks, and above and beyond to help.
Karen Shields - Second Baptist Church
I have compared some other insurance policies and have always come back to Watson & Knox. The prices have always been better. I also have had some claims, and Connie was always very efficient to get them settled.
Louise Adams
Being a multi-faceted business, Workforce Capital is required to have exceptional insurance policies. The choice to do business with Watson and Knox is as easy as 1,2,3. Like our company, Watson and Knox is built on customer relations.
Michelle A.
As far as insurance goes, I've always said, "You never know what you've got until you need it". I just wanted you to know that my recent encounter with a deer (the encounter cost me $6,000) could not have been any better handled. My little beloved car is a one of a kind, and it would not have been a surprise to me if, after the accident, an insurance company considered my car ‘totaled.’ However, Encompass, instead of sending me all over the place in order to find estimates, just suggested the best body shop in town. The body shop promptly picked up my car and fixed the car within a week; my little baby looked as good as or better than new! Encompass never argued the cost. Angela, over the many years that you’ve revised our policy, you’ve always helped me make the BEST decisions about coverage, and also you’ve never implied that you’re frustrated by our hobby of auto trading. Though our auto policy did not cover a car rental, YOU covered me with an umbrella, which got me a rental. When the whole affair was over and my car looked perfect and was running perfectly, - there was a bonus check! Wow! This check, which is a kind of check of which most people are unaware, was for deprecation and was sent to me unsolicited! OMG, what best practices for an insurance company! Thanks so much Angela, and thanks so much Encompass for having treated me like you care from the time you picked me up off of the side of the road to the moment that my car was finished. It feels like I never had an accident!
Susan Tyner Pritchett
"Watson and Knox has always gone above and beyond for our company. Whether it's regular business hours, after work, or weekends, they find a way to provide the answers and recommendations needed. The staff at Watson & Knox is full of dedicated and knowledgeable individuals, a huge advantage in today's world of constantly changing policies." Cully Poston Two State Construction project manager
Cully Poston