Why Do Homeowners Need Watson & Knox (W&K)?

What are you used to? A Price Check:  People buying insurance usually want the best price they can obtain, and you are probably no exception.  Typically, people “shop” for better rates, but are all agents & insurance companies the same?

Is there More?   Does your agent or broker answer these for you?

  • Are you obtaining all the credits & discounts for your teen driver(s) you are entitled to?  How would you know?
  • Is the amount of insurance you carry on your home sufficient to cover you for a very severe claim?  Is the amount too high, too low, or just right?
  • If you have a business interest, have you been counseled on how your personal pursuits can create corporate liability/risk?
  • Do you benefit from frequent agent risk surveys to keep your coverage up to date…as things change (inheritances, collectibles, purchases, etc.)?

Could there be more to this role of agent/broker than just doing a Price Check for you?

The Real Difference  - Here’s just 3 of the Components to our “Service” & Role as your Insurance Advisor:

  1. You get the Price Check – W&K is better than most because a comparison will be done with 9-10 insurance companies.  (Coincidentally, State Farm, can only do this with their 1 company!)
  2. A Diagnostic Risk Survey is Done – We will endeavor to identify your exposures (known & unknown) both at the time you become a customer and about every 2 years thereafter.  W&K is used to protecting customers who have lots of assets!!
  3. Key Components are Researched – A Home Replacement Estimator is done to answer the question of how much coverage you need & should have.  Teen Driver credits and discounts are researched for you fully as well.