Auto Insurance
Your vehicle is a central part of your lifestyle. It is your connection between all of the important places you go every day. We can help you create an insurance plan that meets your specific coverage needs.
A few coverage options include:
Collision and comprehensive coverage
(Pays for damage to or theft of your vehicle)Liability coverage
(Covers your legal liability to others for property damage or bodily injury in the case of a loss)Road trouble service
Additional expense coverage
Lease/loan gap coverage
You can drive with more confidence with reliable insurance. Contact us today and we can provide our recommendation on the type and amount of auto insurance coverage options that may be right for you.
Home Insurance
Your home is likely the largest investment you will ever make. You work hard for all that you have, and you need to be protected in the event of a loss.
Homeowners insurance can cover:
Your home
Other structures on your property
Personal property
Additional expenses you incur due to a covered loss
In addition to homeowners insurance, we also offer condo owners and renters insurance. We can help you with personal legal liability coverage, which covers your legal responsibility for property damage or injuries for which you or your family may be responsible. Give us a call today, we can help you create a home insurance plan that matches your specific needs.
Life Insurance
We never know what life has in store. In today’s world, it is very important to know that there are some things you don’t have to worry about. Many people know they need life insurance, but they are not sure of why they need it or how much it should be. Here are some common excuses that should not stop you from getting the coverage you need:
It’s Too Expensive
I Haven’t Gotten Around To It
I Prefer To Put My Money Elsewhere
If you have others who depend on you financially, it is very likely that you need life insurance. Life insurance can give security to you and to the ones you love. A life insurance policy will provide for your dependents if you die.
You may have questions like “Which type of life insurance should I buy?” or “How much life insurance is enough for me?” or “What or who do I need to cover?” Whether you are single, married with kids, empty nesters, retired, or a small business owner, we can help you determine the coverage you need to ensure you and your family’s financial security. It is never too early to start planning for your family’s future. We will help you with a life insurance policy that meets your needs. Give us a call today!
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From hobby farms to commercial agriculture exposures such as feed and seed dealers, it is important to identify risks associated with whatever it is you produce. Watson & Knox, Inc. knows farming and commercial farm exposures unique to the state of Georgia. We proudly represent top-rated insurance carriers that are specific to agribusiness to ensure you get the coverage you need at a price you can afford.
Crop Insurance
Crop insurance safeguards you and your family against crop loss – whether from natural disasters such as drought or an unforeseen drop in the value of agricultural goods and services. Changing seasons, inclement weather and other unknowns are always in the forefront of every farmer and rancher’s planting season. Know you are protected before you put your first crop in the ground. Look to Watson & Knox for experienced agents with knowledge in Georgia farm and crop insurance.
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Your recreational vehicles are an investment, just like your home or automobile. In the event of a loss or accident you will need the proper amount of insurance protection to get you back on the open road.
Watson & Knox offers specific coverage options just for recreational vehicles.
An RV policy can cover several types of vehicles including:
travel trailers
campers
motor homes
motorcycles
boats
ATVs
Our experienced agents will help you select the coverage that fits your needs and budget. Contact us today to learn more.
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Protect your assets with extended liability coverage. A Personal Lines Umbrella Policy provides an extra layer of protection beyond your standard auto, homeowners, or watercraft insurance. It kicks in when your underlying policy limits are exhausted, helping cover:
Lawsuits and legal defense costs
Bodily injury liability (e.g., medical bills if someone is injured)
Property damage liability (e.g., damage to others’ property)
Personal liability (e.g., libel, slander, false arrest)
This policy is ideal for individuals seeking peace of mind and financial protection against unexpected, high-cost liability claims.
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Coverage for renters that protects what matters most. Whether you're renting an apartment, house, or condo, Personal Rental Insurance—commonly known as Renters Insurance—offers essential protection for your belongings and personal liability.
What’s Covered:
Personal Property Protection – Covers your belongings such as furniture, electronics, clothing, and more against theft, fire, and other covered events.
Liability Coverage – Protects you if someone is injured in your rental or if you accidentally damage someone else's property.
Additional Living Expenses – Helps pay for temporary housing and related costs if your rental becomes uninhabitable due to a covered loss.
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Specialized coverage for your most valuable belongings.
Personal Articles Insurance provides protection for high-value items that may not be fully covered under standard homeowners or renters policies. This coverage is ideal for items that require specific protection due to their value or uniqueness.
What’s Covered:
Jewelry
Watches
Fine art
Musical instruments
Cameras and electronics
Collectibles and antiques
Coverage typically includes protection against theft, loss, accidental damage, and mysterious disappearance, often with no deductible.
Note: Items must be individually scheduled or appraised to be covered under this policy.
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Keeping our Nation’s Military covered from risk is a great honor we have here at Watson & Knox.
We know it can be difficult to pick up everything that you hold closest to you and move to a different duty station. When military members and their families are asked to PCS (Permanent Change of Station) or even deployments, we want to be here when you arrive to provide a helping hand. We know that our military members are busy and have many things to take into consideration when they are either relocating or deploying. So we take great pride in making this a smooth and easy process. We educate our service members about their rights as well.
We know how busy your life can be and will provide great care with our coverage. We are happy to work with you to develop a policy that helps protect your Home, Auto, or any Recreational Vehicles that you might have.
Click here to find Ft. Gordon housing relocation information.
Why go with an independent Insurance Agent?
When arriving at a new duty station with your valuables in tow, it can be overwhelming. Our agents have experience and knowledge of the area, because we live here, too! Most big Insurance companies don’t even know what your base looks like, but we do and we have been a part of this community for decades. When you need to file a claim we’re right down the street to help you find your way and to be sure you get what you deserve. Contact us and we can fill you in!
Related Military links helpful for changing lives:
