Why W&K for the Business Owner?
What are the reasons any business hires an agent or broker? Let’s list a few:
Truly is an Advisor (a Prime Resource – High Level Expertise)
Ability to make Premiums Cost Effective
Gets Results the Client Wants
How many of these characteristics are you “enjoying” today? Most of our new clients tell us they receive a couple, but usually no more from their agent or broker. W&K is committed to providing all 4 of these to, and for, our clients. Because those 4 things are delivered consistently, long relationships abound with our clients! Looking at each area, how does W&K accomplish each one?
As the Advisor
In every area a business has exposure; W&K does a comprehensive analysis –not just at the outset, but at least annually. Recommendations are made using traditional insurance areas, but in many other non-insurance ways as well to assess & treat risk. Creative solutions are what most businesses seek and need, but rarely receive.
Just by being in business, most companies are exposed to fines and even costly litigation that in most instances are uninsurable. Examples of this include complying with federal laws like COBRA, the Immigration Reform and Control Act (I-9’s), the Americans with Disabilities Act (ADA), the Occupational Safety and Health Act (OSHA) , the Family Medical Leave Act (FMLA), the Fair Labor Standards Act (FLSA), Equal Employment Opportunity (EEOC), and Section 125. In addition to being trained to comply with these federal laws, W&K personnel are also trained to review and even create an employee manual, to perform a detailed worker compensation evaluation to include checking an experience modification factor for accuracy, a detailed claims review, and qualification for the Drugs Don’t Work program. These and many other services are provided to clients as a part of our service package.
Cost Effective Premiums
This is the most common thing businesses look to achieve. W&K is just as superior in this area as the others that were covered above. Representing one of the largest arrays of insurance companies in GA allows us to obtain better pricing as well as more creative products. W&K virtually always has a cost-effective company market that can tailor specifically to what each insured needs!
Isn’t this what it is all about in your business too? If you look at the criteria above, we’d ask if you are measuring everything you expect to have accomplished for you from a risk management standpoint as well as it being cost effective? We are so sure you will find our approach more refreshing, we are willing to earn your business by providing services you need in advance, without obligation before you hire us. Then, make a comparison after you’ve enjoyed the benefit of those advisory, unique services. We know you will make the right choice & an informed choice too!